CorePlan™
You want a professional will at no monthly cost, with essential 25% executor-fee cover. Ideal if you're getting your affairs in order for the first time.
Complete estate protection
Our Services
From your first will to full estate protection — three tiers of the Legacy Protection Plan™, designed to make sure more of what you build reaches the people you love.
Will Drafting & Secure Storage
A valid, professionally drafted will is the foundation of every legacy. At Matla X, will drafting is free on every plan — because protecting what you've built should begin without a barrier.
- A personal consultation with a qualified estate consultant
- A full estate needs analysis tailored to your situation
- A custom will — including testamentary trusts for minor children
- Secure vault storage of your original will document
- Free updates to your will as your life changes
Did you know? Only 30% of South Africans have a valid will. Without one, the Intestate Succession Act decides who inherits — not you.
Your will, professionally done
- Drafted by qualified practitioners, not an online template
- Testamentary trusts to protect your minor children
- Stored safely — never lost or misplaced
- Updated free as your life evolves
The Legacy Protection Plan™
Our flagship offering brings will drafting, fee indemnity and cash benefits together in three simple tiers — so you can choose exactly the level of protection your family needs. Every plan includes free will drafting and secure storage.
| Plan features | CorePlan™ Free to start R0 | FeePlan™ Greater protection From R108 | Recommended FeePlan™ Dynamic Full protection + cash From R228 |
|---|---|---|---|
| Free will drafting & secure storage | ✓ | ✓ | ✓ |
| Executor fee cover | 25% | 90% | 100% |
| Cash benefits | ✕ | ✕ | ✓ Up to R1.5M |
| Immediate Liquidity™ | ✕ | ✕ | ✓ |
| Estate Overheads Protector™ | ✕ | ✕ | ✓ |
| Beneficiary Care Benefit | ✕ | ✕ | ✓ |
| Maximum entry age | None | 80 years | 70 years |
| Choose CorePlan | Choose FeePlan | Choose Dynamic |
Please note: Premiums are risk-profile dependent and subject to annual review. The figures shown are starting points; your consultant will confirm your exact premium and benefit limits.
Which plan is right for you?
A simple starting point. Your consultant will tailor the final recommendation to your specific estate.
FeePlan™
You want your estate fees almost entirely covered (90%) so your heirs keep more. Ideal for homeowners and growing families.
FeePlan™ Dynamic
Full 100% fee cover plus cash benefits — immediate liquidity, estate overheads and beneficiary care. The best choice for families who want nothing left to chance.
Cover for costs families don't see coming
Maximum Indemnity Benefit™ (MIB™)
Covers the professional fees that can quietly erode an estate, so more reaches your beneficiaries.
- Executor fees (3.5% + VAT on gross estate)
- Testamentary trust fees
- Conveyancing fees
Available at 25%, 90% or 100% cover depending on your plan.
Immediate Liquidity™ (FeePlan™ Dynamic)
When a loved one dies, the bank freezes their accounts immediately. Immediate Liquidity™ provides fast cash to cover:
- Funeral and related costs
- Travel for family members
- Groceries and urgent day-to-day expenses
Estate Overheads Protector™ (FeePlan™ Dynamic)
Estates can take 9–12 months to wind up. This benefit funds ongoing costs during that time:
- Master's Office fees
- Rates and taxes on property
- Medical aid and utilities
Beneficiary Care Benefit (FeePlan™ Dynamic)
Children shouldn't have to wait for the estate to be finalised to be cared for:
- School fees kept paid
- Daily care and living costs covered
- Funds protected during administration
Expert hands for the work that follows
Deceased Estate Administration
Full end-to-end estate administration handled by our in-house specialists, with integrated conveyancers and tax practitioners. Families track progress through an online beneficiary portal, with most estates finalised in 9–12 months.
Report a deceased estateTrust Management
Professional, ongoing management of testamentary trusts — the secure alternative to the government's Guardian's Fund, which becomes the default destination for a minor's inheritance when no trust is in place.
Learn about trust structuresNot sure which plan you need?
A free consultation is the easiest way to find out. We'll analyse your estate and recommend the right protection — with no obligation.